Vosters Insurance is insurance agency specializing in serving the Floral and Horticultural industry with commercial property & casualty insurance agency and nursery crop insurance. We represent Hortica Insurance and Employee Benefits in the state of Florida for commercial lines insurance and Hudson Insurance for the nationally government sponsored nursery crop insurance program. There is no need to explain the horticultural industry to us. Just tell us about your business and we will design a plan that works for you. We specialize in Nursery/Growers, Garden Centers, Flower Importers, Wholesale Floral Distributors, and Retail Florists.

Contact Us

Vosters Insurance, Inc
1310 NW Lakeside Trail, Stuart, FL 34994 Phone:772.692.2626 * 800.426.2630 Fax:772.692.2859 * 800.916.9855 Email:info@vostersinsurance.com
Phone: 1-800-426-2630 Email: info@vostersinsurance.com

Documents & Links

Some Usefull Information.

Documents

Nursery Value Select Pilot Crop Insurance - NVS (1010)

Available in All States and Counties

Nursery Value Select News Release PDF

Nursery Value Fact Sheet PDF

Nursery Value Select Frequently Asked Questions PDF

Nursery Value Select Summary PDF

Nursery Value Select Insurable Plant categories & Genera XLS

Nursery Value Select Pilot Crop Provisions PDF

Special Provisions – The part of the policy that contains important specific provisions of insurance that may vary by geographical area https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/

For Atlantic Costal, Gulf Coastal, and West Virginia:
Select "AlB Reinsurance Year 2025" (For 2026 Crop Year: June 1, 2025 - May 31 , 2026, Policy Year States)

For states other than Atlantic Costal, Gulf Coastal, and West Virginia:
Select "AIB Reinsurance Year 2025" (For 2025 Crop Year: Oct 1, 2024 to September 31, 2025)

  • Select "Nursery (NVS) (1010)" from the Commodity dropdown window
  • Insurance Plan is "Dollar Amount of Insurance (50)"
  • Commodity Year is the Crop Year
  • Select your State from dropdown window
  • Select your County from dropdown window
  • Click on "View Report"
  • Click on "Special Provisions" Tab
  • The Special Provisions may be viewed, saved, or printed in PDF file format.
  • Nursery Value Select Pilot Crop Insurance Select Standards Handbook PDF

    Nursery Value Select Pilot Loss Adjustment Standards Handbook PDF

    NVS - Monthly Unit Value Plan Worksheet - Container EXCEL

    NVS - Monthly Unit Value Plan Worksheet - Field EXCEL

    NVS Underwriting Inspection Report PDF

    Occurrence Loss Option (OLO) PDF

    Vosters Insurance NVS Reference Guide PDF

    Nursery Value Select Watts & Associates Presentation Youtube

    Nursery Value Select Training Video Youtube

    Nursery Value Select Training Spanish Video Youtube

    Nursery Value Select PowerPoint PDF

    RMA Nursery Value Select Web Page LINK

     

    Controlled Environment (CE) Pilot Crop Insurance

    Controlled Environment (CE) is a pilot crop insurance program available in select states and counties that provides coverage for Controlled environment plants impacted by a disease or contamination and that are under Federal or State destruction orders.

    CE Fact Sheet PDF

    CE RMA Fact Sheet PDF

    CE Frequently Asked Questions PDF

    CE Crop Provisions PDF

    CE Special Provisions – The part of the policy that contains important specific provisions of insurance that may vary by geographical area https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/

    For Atlantic Costal, Gulf Coastal, and West Virginia:
    Select "AlB Reinsurance Year 2025" (For 2026 Crop Year: December 1, 2025 - May 31 , 2026, Policy Year States)

    For states other than Atlantic Costal, Gulf Coastal, and West Virginia:
    Select "AIB Reinsurance Year 2025” (2025 Crop Year: Oct 1, 2024 to September 31, 2025)

  • Select “Controlled Environment (1022)” from the Commodity dropdown window.
  • Commodity Year is the Crop Year
  • Insurance Plan is “Dollar Amount of Insurance (50)”
  • Select your State from the dropdown window.
  • Select your County from the dropdown window.
  • Click on “View Report”
  • Click on ‘Special Provisions” Tab
  • The Special Provisions may be viewed, saved, or printed in PDF file format.
  • CE Standards Handbook PDF

    CE Loss Adjustment Standards Handbook 2024 PDF

    CE Biosecurity Self-Certification PDF

    CEVR Controlled Environment Value Report PDF

    MUVP Monthly Unit Value Report PDF

    CE Overview Video - Password: cdmS0&hp LINK

    CCE Crop Insurance Training Presentation PDF

    Vosters Insurance CE Reference Guide PDF


    Nursery Crop Insurance - FG&C (0073)

    The Nursery FG&C program relied on a partnership between RMA and a private contractor to update and maintain the Eligible Plant List and Plant Price Schedule (EPLPPS) and associated software packages. The private contractor permanently ceased operations shortly after providing all necessary contractual obligations for the 2025 crop year. Without access to the EPLPPS and associated software, the Nursery FG&C crop insurance program will no longer be available to nursery producers beginning with the 2026 crop year.


    Hurricane Insurance Protection - Wind Index (HIP-WI) Endorsement
    and Certain Tropical Storms (TS) Option

    HIP-Wi Eligible Counties PDF

    HIP-WI Adjacent Counties Listing PDF

    HIP-WI Overview PDF

    HIP-WI RMA Fact Sheet PDF

    HIP-WI Frequently Asked Questions PDF

    HIP-WI Endorsement PDF

    HIP-WI Standards Handbook PDF

    Vosters Insurance HIP-WI Reference Guide PDF

    HIP-WI and Tropical Storm Option Video YOUTUBE

    HIP-WI and Tropical Storm Option Video - Spanish YOUTUBE

    HIP-WI and Tropical Storm Option Podcast YOUTUBE

    HIP-WI and Tropical Storm Option Podcast Spanish YOUTUBE

    RMA HIP-WI Web Page LINK


    Claims

    In case of damage to an insured crop:

    • Call, email claims@vostersinsurance.com, or fax us within 72 hours (3 days) of initial discovery of damage.
    • Do not destroy any damaged plants that are needed to support your claim without instructions from an Hudson Crop adjuster.
    • Be sure to report the estimated date of the damage and your contact numbers so that one of the Hudson Crop adjusters can contact you to schedule an inspection.
    • Be prepared to give the adjuster any sales, purchase, spray, or fertilize records.
    • Take Photos.

     

    Links

    US Department of Agriculture Risk Management Agency: http://www.rma.usda.gov/

    Weekly Weather and Crop Bulletin PDF

    USDA Plant Database: http://plants.usda.gov/

    National Weather Service: http://www.nws.noaa.gov/

    Weather Underground: http://www.wunderground.com/

    National Hurricane Center: http://www.nhc.noaa.gov/

    USDA Plant Hardiness Zone Map (PHZM): https://planthardiness.ars.usda.gov/
    Hardiness zones are determined by the USDA Plant Hardiness Zone Map (PHZM). While some counties may have only one hardiness zone designated, others may have several hardiness zones for different areas within that county. By using the USDA’s interactive PHZM web site growers locate their growing location and determine their exact hardiness zone. If the grower’s growing location(s) overlap(s) multiple hardiness zones within his/her county, the grower uses the warmest hardiness zone (e.g., if one growing location is in hardiness zones 9A and 9B, the grower uses hardiness zone 9B, since it is the warmer of the two hardiness zones).

    Hudson Crop Insurance: http://www.hudsoncrop.com

     


    Vosters Insurance is insurance agency specializing in serving the Floral and Horticultural industry with commercial property & casualty insurance agency and nursery crop insurance. We represent Hortica Insurance and Employee Benefits in the state of Florida for commercial lines insurance and Hudson Insurance for the nationally government sponsored nursery crop insurance program. There is no need to explain the horticultural industry to us. Just tell us about your business and we will design a plan that works for you. We specialize in Nursery/Growers, Garden Centers, Flower Importers, Wholesale Floral Distributors, and Retail Florists.

    Contact Us

    Vosters Insurance, Inc
    1310 NW Lakeside Trail, Stuart, FL 34994 Phone:772.692.2626 * 800.426.2630 Fax:772.692.2859 * 800.916.9855 Email:info@vostersinsurance.com
    © Copyright © 2020 Vosters Insurance, Inc. | All Rights Reserved